Steps to Take after Hitting a Parked Car in Nebraska?

If you hit a parked car in Nebraska, you have a legal obligation to stop at the scene of the collision and leave your information. Fleeing the scene can lead to fines and even criminal penalties for a hit-and-run. Here are the steps that you should take to fulfill your responsibilities – and protect your legal rights – as a driver after this type of car accident.

Pull Over

Nebraska law requires all drivers to pull over immediately after a car accident. According to Nebraska Revised Statute 60-696, if you cause damage to property, such as a parked vehicle, on a public highway, private road, or private drive, you must stop your vehicle at the accident scene. Leaving the scene without fulfilling this requirement can result in a hit-and-run accident charge, which carries significant legal consequences.

If you panic after hitting a parked car and leave the scene, return immediately to avoid a hit-and-run conviction. In Nebraska, a hit-and-run involving property damage is a Class 2 misdemeanor, and it can lead to a suspended driver’s license for up to one year.

Leave Your Information

Nebraska law mandates that you provide your name, address, phone number, and driver’s license number to the owner of the parked motorcar that was struck. If the car is unattended, you must leave a written notice with this information in a visible spot on the vehicle. Failing to leave your information can result in fines and complications when filing an insurance claim.

Report the Accident

After hitting a parked car, you must report the incident to a peace officer without unnecessary delay. For non-emergencies, you can call the local police department’s non-emergency number. If the situation is urgent or there are injuries, dial 911 immediately. The officer will provide you with further instructions, including whether you need to remain at the scene or if you’re free to leave after leaving the notice.

Submit a Report to the Department of Transportation

If the police do not investigate the collision, you are required to file a Driver’s Motor Vehicle Crash Report within 10 days. This is mandatory if the accident results in injuries, death, or property damage exceeding $1,500. If the police investigate the crash, they will file the report on your behalf.

Document the Accident

Regardless of the severity of the car accident, documenting the scene is crucial for protecting your rights. This can be helpful when filing an insurance claim or if you’re required to defend yourself in a lawsuit.

Here are key steps to follow:

• Photograph or video the damage to your vehicle and the other vehicle.
• Get other driver’s license plate number information.
• Look for possible witnesses and get their contact information.
• Check for security cameras around the parking lot or nearby areas that might have captured the accident.
• Obtain a copy of the Investigator’s Motor Vehicle Crash Report, if applicable.
• Keep any relevant medical bills if you need treatment for injuries.
• Retain all communication with your insurance provider regarding the claim.

Do not admit fault for the accident or apologize. Instead, allow the police and your insurance company to conduct their investigations. External factors like poorly designed parking lots or unexpected road conditions could have contributed to the incident. Consulting a car accident attorney in Omaha can also help you navigate complex legal issues and ensure you get the compensation you’re entitled to.

Insurance Compensation: How to Recover Damages After an Accident

When you’re involved in an accident, whether it’s with a parked vehicle or another driver, insurance compensation plays a crucial role in helping you recover damages. After fulfilling your legal obligations, such as stopping at the scene and reporting the accident to the police, you can begin the process of filing a claim with your insurance provider to cover the costs of damages.

Steps to Recover Compensation

1. File a Claim with Your Insurance Company
   • After an accident, your insurance company will assess the damage and determine the compensation you’re eligible for based on your coverage. If you have coverage, it may help pay for the repair or replacement of your vehicle. In cases where you’re at fault, your own insurance will cover your damages.
2. Ensure You Have All Necessary Documentation
   • To maximize your chances of receiving compensation, you should have thorough documentation of the incident. This includes a police report, photos of the damage, witness statements, and any medical records if injuries were sustained. These documents provide evidence to your insurance company that the accident occurred and that you are entitled to compensation for the damages.
3. Understand Your Deductibles and Coverage Limits
   • While your insurance can help you recover damages, it’s important to understand any deductibles or coverage limits that may apply. The amount your insurer will pay depends on the terms of your policy, so it’s important to review your coverage before the claim process.
4. Negotiate with Your Insurance Company
   • Sometimes, insurance companies may not offer the full amount of compensation you expect or deny your claim. In such cases, you may need to negotiate. If your insurer is not providing a fair settlement or is denying your claim, consider contacting an attorney to ensure that you receive the proper compensation for your vehicle damage, medical bills, and any other related expenses.
5. Pay for Repairs or Medical Bills
   • Depending on your policy, compensation may also cover medical expenses resulting from the accident. If you’re dealing with a hit-and-run or if the other driver is at fault but does not have insurance, your insurance may still be able to help recover the costs of damages and medical treatment.

By following these steps, you’ll increase your chances of recovering damages related to your accident and getting the compensation you deserve. If you find that your insurance company is offering less than what’s fair, don’t hesitate to reach out to a personal injury attorney for assistance in ensuring you get the right pay for your losses.

FAQ about Hit and Run Incidents with Parking Cars

What should I do if I accidentally hit a parked vehicle?

If you hit a parked vehicle, Nebraska law requires you to stop, leave your information, and report the accident. Failing to do so could lead to a hit-and-run charge and serious penalties.

How do I file an insurance claim after hitting a parked car?

After hitting a parked car, document the accident thoroughly, including taking photos, gathering witness information, and filing a report with the police. Your provider will guide you through the claims process, and you may need to submit your insurance policy information and driver’s insurance company details.

Can I be charged with a hit-and-run accident if I leave the scene?

Yes, if you leave the scene of a car accident without fulfilling your legal obligations, you can be charged with a hit-and-run accident. In Nebraska, a hit-and-run involving property damage is a serious offense that can lead to a suspended license.

How can I avoid trouble after hitting a parked car in a parking lot?

To avoid legal trouble, always stop immediately after the accident, leave a notice with your contact information on the damaged vehicle, and report the incident to the authorities. It’s also important to document the scene, collect witness information, and contact your insurance company.

Will my collision coverage help with a parked car accident?

Yes, if you have collision coverage as part of your insurance policy, it can help pay for repairs to your vehicle after hitting a parked car. However, you will still need to follow the legal steps outlined, such as reporting the accident and providing your information.