Omaha Car Insurance Lawyer
Click For Free ConsultationLegally Reviewed By: Robert M. Knowles
Attorney & Partner At Knowles Law Firm
- No fees unless we win
- 100% free consultation
- Millions recovered for victims
Dealing with car insurance claims after an accident can be overwhelming, especially when you’re focused on recovering from injuries. At Knowles Law Firm, we understand how confusing insurance policies and claim processes can be, particularly in car accident cases. With 55 years of experience, we’ve helped clients navigate these challenges and have secured multi-million dollar settlements.
Was Your Car Insurance Claim Disputed or Denied?
Insurance claims are often disputed or denied due to alleged policy violations, insufficient documentation, or questions about liability. If this happens, carefully review the denial letter and gather any supporting evidence. Consulting an experienced attorney can help you appeal or challenge the decision effectively.
Whether you’re facing a complicated claim or an uncooperative insurance company, we may be able to help you get the compensation you deserve. Hiring an experienced car accident lawyer is crucial to navigate the complexities of car accident claims.
Let our Omaha car insurance lawyers take the stress out of your situation so you can focus on healing. Please reach out to Knowles Law Firm to speak with us, schedule a free and no-obligation consultation, and retain our support.
What Are Common Challenges When Dealing With an Insurance Company?
If you have gotten into a car accident and want to file a claim, you are more than likely going to need to speak with your insurance. Insurance companies can be challenging to handle because they do not want to pay victims, even though that is part of their responsibility. This is because insurance companies investigate car accidents to their benefit, since they are typically for-profit businesses invested in holding onto their money. They can only hold onto money if they refuse to provide payouts or reduce financial recovery.
Filing a car accident claim is crucial, but it can be complex due to the various aspects involved, such as potential compensation and the damages that may be recovered. You will also need to talk with insurance companies from other related parties, such as those responsible for your injuries or losses.
How Should You Speak With an Insurance Adjuster?
Communicating with insurance can be stressful and difficult, as many individuals are unsure what information they should and should not share. If you are speaking with an insurance company at any time, we encourage you to only provide the required information. Do not give more information than they have asked you for, as this may make obtaining fair compensation for your losses difficult.
It may be easier to obtain fair compensation when you work with an attorney, as a qualified attorney will have adequate knowledge about how to communicate appropriately with insurance companies.
What Is a Bad Faith Insurance Claim?
Regarding car accident claims, bad faith insurance may indicate that an insurance company processed a claim unfairly or improperly. Examples of bad faith may include denying a claim without a valid reason, delaying an investigation, misrepresenting laws or policies, bullying, and other unfair treatment of those who deserve financial recovery.
Bad faith practices can significantly impact a personal injury claim, making it crucial to have legal representation. If you have been subjected to bad faith, you may benefit from filing a bad faith insurance claim against the insurance company responsible for your compensation payout. You may be able to win compensation for your losses and punitive damages.
An attorney from Knowles Law Firm can also assist you with your bad faith insurance claim. Please reach out to us to learn more about your rights and protections.
What Compensation Can You Win From a Car Insurance Claim?
If you have been hurt due to another person’s negligent behavior, you may be able to collect significant compensation.
The following losses may qualify for substantial financial recovery, depending on the given circumstances:
- Medical bills, current and future
- Lost wages and lowered wage-earning potential
- Wrongful death
- Loss of consortium or companionship
- Property damage repair or replacement
- Pain and suffering
- Traumatic brain injuries
- Scarring and disfigurement
- Emotional distress
- Loss of enjoyment of life
- Spinal cord injuries
- Court and attorney fees
Additional damages may qualify for compensation, so we encourage you to work with an attorney during your insurance claim. When you work with an attorney from Knowles Law Firm, we can help you identify other eligible damages, estimate the value of your claim, and maximize the potential compensation you can collect. Please contact us to learn more about how we can assist you during this challenging time.
Do I Have the Right Coverage to File a Legitimate Claim?
Understanding your coverage is key to filing a claim. Common coverage types include liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection. Each serves different purposes, so review your policy to ensure it applies to your situation. If you’re unsure, an attorney can evaluate your policy and help determine your options.
Who Is Responsible for Car Accidents Resulting in Injury?
If you want to file a claim against any responsible individuals, it will be necessary to identify who is liable. Consulting a car accident attorney can help you identify liable parties and hold them accountable.
Once you determine who is liable for your losses, you can hold them accountable for their actions. Typically, the insurance companies for each party will be responsible for payouts based on the coverage plan selected.
The following individuals may be considered liable for your injuries and losses:
- Another driver
- Pedestrians
- Passengers
- Employer or employee of the premises
- Owner or renter of the property
- City or state government
- Maintenance personnel
- Manufacturer of any equipment, vehicles, or parts involved in the incident
It is possible that more than one party is liable. In that case, all liable parties must be held accountable.
If you need assistance with your claim, including identifying who might be responsible for your losses, we encourage you to reach out to an attorney from Knowles Law Firm. When you retain our support, we can help you hold responsible parties accountable, obtain fair compensation, and maintain financial security.
How Is Fault Calculated in a Car Accident Insurance Case?
In Nebraska, fault in a car accident where someone is injured follows modified comparative negligence. This means an injured party can recover compensation if they are less than 50% responsible. However, compensation for victims can be reduced if they carry any responsibility for the accident, as payment will be lowered in proportion to the percentage of fault. Car accident lawyers can assist in understanding fault determination and maximizing compensation.
Consider a situation involving three parties: A, B, and C
Each of these parties is driving vehicles toward a stop light.
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Party A sees the light turn red and stops with plenty of time to communicate with surrounding drivers and can halt before the crosswalk.
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However, Party B is distracted by their phone, so they suddenly stop and hit the bumper of Party A’s vehicle.
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Party C was not distracted, but they were forced to stop suddenly due to Party B’s lack of communication.
In this case, Party A may be 0% responsible, B is 80% responsible, and C is only 20% liable. If Party A receives serious injuries and $200,000 in damages, they can receive up to complete compensation from the other responsible parties.
However, because Party B is more than 50% responsible, they cannot receive any compensation for their injuries or losses. And because Party C is found to be less than 50%, they can receive compensation that is reduced by their percentage of fault.
If you have any questions about how fault will likely be calculated in your claim, please reach out to Knowles Law Firm for more information. We can help you dissect and understand how to move forward in your claim while allowing you to feel confident and less stressed.
How Can You Prove Liability in a Nebraska Car Accident Claim?
To receive compensation after a car accident resulting in injuries, you must demonstrate that someone is liable for your losses. To prove liability, you need to show four elements are true within your claim.
Legal Elements Needed to Prove Liability
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Someone owes a duty of care to protect safety on the road. For example, all drivers must follow posted traffic signs, maintain their vehicles, and avoid driving under the influence.
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A duty of care was breached, meaning someone increased the amount of risk in a given situation. A driver may breach the duty of care when they drive while distracted, with an ill-kept vehicle, or drowsy.
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There is a causation between negligence and your injuries, which you can demonstrate with medical records.
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You face serious losses due to the incident, such as medical bills, lost wages, or property damage.
If you need assistance proving someone’s liability in your car insurance claim, please reach out to Knowles Law Firm. An experienced auto accident attorney can gather evidence and build a strong case to support your claim.
We can help you in many ways, building up a strong set of arguments to shift the odds in your favor. Please contact us to retain our support and schedule a consultation with a dedicated and experienced attorney.
What Steps Should You Take After a Car Accident Resulting in Serious Injuries?
After a car accident, you may want to take legal action against the liable parties. However, taking legal action can be stressful, and you will want to be sure that you are striving to mitigate mistakes or risks.
If you are open to taking legal action and want to obtain complete and fair compensation for your losses, we encourage you to utilize the following recommendations:
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Seek medical attention as soon as possible for your injuries; Follow your medical team’s recommendations for healing, aftercare, and next steps.
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Stay offline; Do not post on social media about your accident.
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Avoid discussing your case with people you do not trust; You can best protect your privacy and confidentiality when you only speak about your claim with your attorney.
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File any necessary reports with law enforcement and other required personnel; If police make a report, you likely do not need to report to the Nebraska DMV.
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Speak carefully with insurance companies, only sharing required information.
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Do not accept a settlement offer without support from an attorney.
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Retain an attorney as soon as possible.
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Consult an Omaha car accident attorney immediately after the accident to protect your rights and ensure proper compensation.
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Collect and protect any evidence of your claim, including photos, videos, contact information, physical proof, and pay stubs.
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Follow your lawyer’s recommendations for the next steps and other recommendations tailored to your needs and circumstances.
When you work with a lawyer from Knowles Law Firm, you can get personalized suggestions for strategies and any steps you need to take. Please reach out to us to learn more about your rights, get explanations for why our recommendations are so beneficial, or schedule your free consultation. We look forward to hearing from you and supporting you during this complex process.
How Can a Car Insurance Lawyer Help With Your Legal Matters?
Legal matters can feel overwhelming and confusing for anyone, especially those not regularly involved in the court system. Omaha car accident lawyers can provide comprehensive legal support and maximize the chances of a successful claim.
Because of the challenges, working with an attorney can make a significant difference in the outcome of your claim.
When you work with an attorney from Knowles Law Firm, we can provide you with dedicated support in the following ways:
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Conduct an independent review and investigation into the incident.
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Negotiate with every party to recover a satisfactory settlement.
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Collect and analyze evidence related to your claim.
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Consult with experts and other professionals.
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Connect you with additional helpful personnel, including medical practitioners, reconstructors, and witnesses.
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Complete all paperwork on your behalf, file it on time, and ensure it reaches the correct personnel.
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Work with your healthcare team to obtain any missing records and information.
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Present evidence to prove liability and damages
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Provide access to helpful research tools, resources, and methods only available to legal representatives and legal personnel.
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Explain different concepts within the legal system so you can understand what is happening more quickly.
Before representing yourself in a legal matter, we strongly recommend consulting with an attorney to see if the case is one that you can handle on your own. Working with an attorney is far easier and more likely to result in positive results. When you work with a lawyer from Knowles Law Firm we can reduce stress, increase your confidence, maximize your compensation, and decrease time spent in litigation or other court matters.
When you work with us, you also protect your financial stability. At Knowles Law Firm, we provide injury victims free consultations and work on contingency. This means none of our clients ever pay us until they win their claim. We’re also just as dedicated to the success of your claim as you are. Please contact us to learn how our car accident lawyers can support you during this challenging time.
Injured in a Car Accident? Get the Compensation You Deserve With a Knowles Law Firm Car Insurance Lawyer
At Knowles Law Firm, we have 55 years of experience helping clients secure fair compensation after car accidents. Hiring an Omaha car accident lawyer is crucial to navigate the complexities of insurance claims and ensure you receive the compensation you deserve. We know that insurance companies often aim to minimize payouts, which can make an already stressful situation even more difficult.
Our team has secured multi-million dollar settlements, and we may be able to help you achieve a favorable outcome as well. By allowing us to handle your case, you can focus on healing while we work to maximize your compensation.
Our approach is simple: we move cases forward quickly to avoid unnecessary delays and work diligently to ensure your case receives the attention it deserves. If you’re ready to explore your legal options, schedule a free consultation by calling (402) 431-9000 or completing our contact form.
About Our Attorney
Robert M. Knowles
Attorney & Partner at Knowles Law Firm
Robert has tried cases in both state and federal courts and was selected as one of the top 100 litigation lawyers in Nebraska for 2014 by the American Society of Legal Advocates. Less than 1.5 percent of lawyers nationally are selected for this recognition. He is rated AV by Martindale-Hubbell which is the highest rating an attorney can obtain. He was also selected by Martindale-Hubbell as a 2019 Top Rated Lawyer.