Uninsured Motorist Accident Attorney
Legally Reviewed By: Robert M. Knowles
Attorney & Partner At Knowles Law Firm
Imagine this: You’re driving home, following all the rules, when another car comes out of nowhere and crashes into you. The aftermath is worrisome—injuries, vehicle damage, and then the shocking discovery: the other driver has no insurance. Now, you’re left wondering how you’ll cover the costs and move forward. An accident with an uninsured motorist can leave you facing unexpected challenges, from medical bills to repair costs, with limited options for compensation. Nebraska law requires drivers to carry liability insurance, but not everyone follows this rule.
If you’re navigating the aftermath of an uninsured motorist accident, understanding your rights and options is essential. The Omaha car accident attorneys of Knowles Law Firm have decades of experience helping clients secure fair compensation, even in complex cases like these.
We have over 55 years of experience handling personal injury cases, including those involving uninsured motorists. We’ve achieved multi-million dollar settlements for clients by thoroughly evaluating every aspect of their claims and advocating for their rights. If you’re dealing with an uninsured motorist accident, we’re here to guide you through the process and work diligently to help you pursue the compensation you deserve.
What Is an Uninsured Motorist Accident?
An uninsured motorist accident is a vehicular crash involving a driver who either doesn’t have liability insurance, doesn’t meet the minimum insurance requirements for their car, or left the scene of the accident without providing insurance. In Nebraska Law, as well as for other states in the US, there is a minimum amount of insurance required for motorists.
Nebraska actually has requirements for specific types of coverage, including the following:
- Injury liability coverage: $25,000 per person and $50,000 per accident
- Property damage liability coverage: $25,000
- Uninsured motorist bodily injury coverage: $25,000 per person and $50,000 per accident
- Underinsured motorist bodily injury coverage: $25,000 per person and $50,000 per accident
As in many other states, Nebraska drivers have an issue of noncompliance with car insurance laws and minimum requirements for coverage. However, if you follow the law and meet the minimum requirements for your vehicle’s motorist coverage, you gain some protection whenever you get into an accident. In cases where the at-fault driver doesn’t have adequate coverage, victims can rely on their own insurance to cover any gaps. At the very least, victims who comply with Nebraska law can guarantee they don’t have to walk away with nothing when they’re hurt.
However, working with insurance providers and adjustors is extremely difficult. We encourage you to work with an attorney from Knowles Law Firm if you find yourself involved in a motor vehicle accident with an uninsured motorist. We can help you communicate with insurance and maximize the compensation you can obtain for your losses. Don’t hesitate to contact us if you need assistance.
How to Communicate With Insurance During an Uninsured Motorist Claim
Insurance companies are generally disinterested in providing victims with the coverage and financial compensation they rightfully deserve, as providing payouts cuts into profit margins. However, your insurance company has legal obligations to follow through, and it’s much harder to underpay victims who have assistance from an attorney.
When you work with an attorney from Knowles Law Firm, you may learn several helpful tips for communicating with insurance companies, including the following:
- Speak to your insurance company as little as possible
- Allow your retained attorney to speak with the insurance company whenever necessary
- Do not accept any initial settlement offers without an attorney
- Answer required questions but refrain from providing more information than necessary
- The insurance company is interested in denying or delaying your claim, so be patient
Additional tips may assist you during your claim, so we encourage you to contact us. An attorney from Knowles Law Firm can mitigate risk and maximize payouts when speaking with the insurance companies involved in your claim.
How Can Knowles Law Firm Help with Your Claim?
Whenever you get involved in legal matters, especially those where you suffer serious injuries due to no fault of your own, an attorney from Knowles Law Firm can help. Legal claims can be overwhelming and have less-than-ideal results for claimants unfamiliar with best practices and policies. Still, we can reduce your stress, minimize time spent in litigation, and maximize the financial recovery you can receive.
An attorney from Knowles Law Firm can assist you in many ways, including the following:
- Collect and analyze evidence
- Level the playing field against other legal representatives
- Connect you with helpful personnel, including reconstructors, experts, and medical providers
- Manage your legal and medical calendar
- Complete and file paperwork on time and accurately
- Use specific language that legal personnel will recognize
- Recommend next steps based on your specific needs
- Identify potentially liable parties
- Give you access to helpful tools and resources typically only available to legal personnel
- Answer phone calls and messages
Please refrain from representing yourself during your uninsured motorist accident claim, as this may result in undue stress and less than fair compensation. When you work with a car accident attorney from Knowles Law Firm, we handle all communication with the insurance company so you can prioritize your healing and well-being.
Allow us to assist you during this challenging time, as we offer free case evaluations and consultations. We work on contingency, so you can rest assured that we’re just as invested in your case’s success as you.
Let Knowles Law Firm Fight for the Justice You Deserve. Call Us at (402) 431-9000 for a Free Case Evaluation Today.
The Other Driver Doesn’t Have Insurance? Contact Knowles Law Firm to Receive Meaningful Assistance and Guidance
At Knowles Law Firm, we know how challenging it can be to navigate the aftermath of an accident with an uninsured motorist. With over 55 years of experience and a history of securing multi-million dollar settlements, we’re dedicated to helping you pursue fair compensation for your injuries and losses. From gathering critical evidence to negotiating with insurance companies, we provide comprehensive assistance tailored to your specific needs.
Don’t let the complexities of legal claims overwhelm you. Let us guide you through the process while you focus on your recovery. Contact us today at (402) 431-9000 or through our contact form to learn more about us and schedule your free consultation.
- 11404 W Dodge Rd Suite 450, Omaha, NE 68154
- (402) 431-9000
About Our Attorney
Robert M. Knowles
Attorney & Partner at Knowles Law Firm
Robert has tried cases in both state and federal courts and was selected as one of the top 100 litigation lawyers in Nebraska for 2014 by the American Society of Legal Advocates. Less than 1.5 percent of lawyers nationally are selected for this recognition. He is rated AV by Martindale-Hubbell which is the highest rating an attorney can obtain. He was also selected by Martindale-Hubbell as a 2019 Top Rated Lawyer.
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